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Yoshio Kinjo (CA Insurance License #0D40783) and Raymond Kinjo (CA Insurance License #0465264) are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the state of CA. No insurance business may be conducted outside of these states referenced.

Yoshio Kinjo and Raymond Kinjo are Registered Representatives of and offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the state of CA. No offers may be made or accepted from any resident outside the specific states referenced.

^{^}Raymond Kinjo is a Financial Advisor offering investment advisory services through Eagle Strategies, LLC, A Registered Investment Adviser, in the state of CA. As such, these services are strictly intended for individuals residing in the states referenced.

Neither Yoshio and Raymond Kinjo nor Eagle Strategies LLC or NYLIFE Securities LLC or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.